No. 33046 - Copier Word Processing Supply, Inc. v. Wesbanco Bank, Inc., et al.
Starcher, J., dissenting:
The statute of limitations can sometimes help a person who stops doing bad things. But it's another matter when a wrongdoer repeats those bad acts over and over, and then, when caught, tries to plead the statute of limitations to escape accountability for the earlier actions that have continued unabated.
The majority opinion presents the reader with exactly one case that supports its counter-sensical holding _ and two that do not. This is not exactly persuasive authority.
Moreover, the majority opinion confuses apples and oranges. The opinion recognizes that the continuing tort theory establishes that the statute of limitations begins to run on the date of the most recent injury or instance of misconduct. Then, the opinion leaves the continuing tort theory hanging, and then discusses equitable tolling, which suspends the running of the statute of limitations, an entirely different issue. The majority opinion doesn't seem to appreciate this simple distinction, leading to a confusing holding at best.
In the instant case, one can apply the continuing tort theory to claim that the most recent conversion by the bank was when the statute of limitations began to run. But one may also view the case as one where fraudulent concealment or similar conduct by the bank equitably tolled the statute of limitations which had begun running at each of the earlier episodes. It's unclear what the majority opinion means on these two different issues; but either way, the bank should not be able to get away with alleged misconduct when they never stopped engaging in it.
As to the statutory construction discussion in the majority opinion, it strains to produce a gnat. The drafters of the UCC did not clearly demonstrate the intent to allow a bank to sleep on its customers' rights for years and then escape accountability on a technicality.
Finally, the plaintiff Copier Word Processing may have been just as negligent as Copier says the bank was _ which is probably the unspoken reason behind the result arrived at by the majority opinion. But from a legal point of view, that comparison is to be made at a trial, before a jury _ not by a court that goes out of its way to express its appreciation of the role played by the West Virginia Association of Community Bankers and the West Virginia Bankers Association in determining the outcome of this case, see note 5.
Accordingly, I dissent.